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How we are Compensated
Whether we are compensated directly by the client or by the lender will depend on the type of financing and the country where the product is being exported to or imported from. For example, if a client is requesting Buyer’s Credit to finance the purchase of capital equipment or services from the United States and we are able to assist in procuring financing, the client is not under any obligation to pay us because we have an agreement with the lender to pay us.
However, if the client is requesting Buyer’s Credit to finance the purchase of similar equipment or goods from any other country listed above, the buyer is obligated to pay us a success fee if we are able to secure financing in this case. This is because lenders in these countries generally welcome requests from us to source financing for our clients under the Buyer’s Credit program. However, they will not enter into an agreement to pay us but will allow us to charge our clients a reasonable success fee.
On the other hand, if the client is requesting invoice financing for exporting eligible products to any eligible country, pre-shipment financing, post-shipment financing, or storage financing, the client is not obligated to pay us a success fee in any of these cases because we have an agreement with the lenders to pay us.
We do not charge small businesses within the U.S that apply for loans at any time,before and after your application has been submitted,whether your loan is approved or not. This is because we are compensa by our partners for every successfully funded loan that was submitted to them.